πŸ“±
NFC payments Β· 17+ stablecoins Β· Self-custody

Tap. Pay.
Done.

The fastest way to pay with stablecoins. Tap your phone to pay in under 2 seconds, send money across borders, and manage 17+ stablecoins β€” all from one self-custody wallet.

Your currencies
πŸ‡³πŸ‡¬ NGNm
πŸ‡°πŸ‡ͺ KESm
πŸ‡¬πŸ‡­ GHSm
πŸ‡ΊπŸ‡Έ USDm
πŸ‡ͺπŸ‡Ί EURm
πŸ‡¬πŸ‡§ GBPm
πŸ”΅ USDC
+10 more β†’
9:41●●●
Good morning πŸ‘‹
Available balance
₦142,500
NGNm β‰ˆ $87.23
↑
Send
↓
Receive
⚑
Tap
βŠ•
Add
Recent
A
@adaeze
Just now Β· NFC
βˆ’β‚¦5,000
K
@kwame
2 min ago
+₦12,000
S
@sarah
Yesterday
+$50.00
<2s
NFC payments
17+
Stablecoins
$0
P2P transfer fees
100%
Self-custody

Everything you need
in one wallet

From NFC tap-to-pay to cross-border transfers, TapPay puts the full power of stablecoins in your pocket.

Payments
πŸ“²

NFC Tap-to-Pay

Hold phones together, payment sends in under 2 seconds. No POS terminal. No QR code. Works peer-to-peer and at merchants.

Transfers
⚑

Send & Receive

Send stablecoins to any TapPay user by username or wallet address. Instant settlement on Celo. Zero P2P fees.

Wallet
πŸ’°

Multi-Currency

Hold 17+ stablecoin currencies in one wallet. NGNm, KESm, GHSm, USDm, USDC, USDT, EURm, GBPm, and more. Swap between them on-chain.

Social
πŸ”€

Split Bills

Split dinner, rent, or group expenses across up to 50 people. Non-TapPay users pay via web link. Share via WhatsApp.

Global
🌎

Cross-Border

Send money internationally in seconds. GBP to NGNm, USD to KESm, EUR to XOFm β€” converted on-chain, no bank in the middle.

Utilities
πŸ’‘

Bill Payments

Pay for airtime, data, electricity, and cable TV directly from your wallet. Instant delivery confirmation. Nigeria live, more countries coming.

Three steps to start

Get set up in under a minute. No bank account required.

1

Download the app

Get TapPay from the App Store or Google Play. Create your account with just a phone number.

2

Fund your wallet

Deposit via bank transfer, card payment, or receive stablecoins from anyone worldwide.

3

Tap to pay or send by username

Hold your phone near another TapPay device or easily pay anyone by username. Payment sends in under 2 seconds.

Supported regions & currencies
🌎
West Africa
Nigeria, Ghana, Senegal, CΓ΄te d'Ivoire + 6 more
NGNm
GHSm
XOFm
🌎
East Africa
Kenya, Tanzania, Uganda, Rwanda
KESm
🌎
Southern Africa
South Africa, Botswana, Namibia
ZARm
🌐
Global & diaspora
USA, UK, EU, Canada, Australia, Japan
USDm
GBPm
EURm
🌏
Latin America & Asia
Brazil, Colombia, Philippines, Japan
BRLm
COPm
PHPm

Popular corridors

πŸ‡¬πŸ‡§ πŸ‡³πŸ‡¬
United Kingdom
β†’
Nigeria
Send GBP, recipient receives NGNm instantly
GBPm β†’ NGNm
<30s
πŸ‡ΊπŸ‡Έ πŸ‡³πŸ‡¬
United States
β†’
Nigeria
Send USD, recipient receives NGNm instantly
USDm β†’ NGNm
<30s
🌎 🌎
Any country
β†’
Any country
Send any Mento stablecoin, receive any other. On-chain swap, ~0.02% spread.
17+ stablecoins
Mento swap
All conversions route through Mento's on-chain FX. No bank intermediary. Rate locked at transaction time.

Built for trust

TapPay is a self-custody wallet. Your keys never leave your device. Your funds are always under your control.

πŸ”‘

Self-custody

Your private key is stored in your device's secure enclave. TapPay never has access to your keys or your funds.

πŸ”—

On-chain settlement

Every payment settles on the Celo blockchain. Transparent, verifiable, and final. No IOUs, no pending balances.

πŸ›‘οΈ

Biometric security

Face ID, fingerprint, or PIN required for every transaction. New device login freezes withdrawals for 24 hours.

🌐

Powered by Celo

Built on Celo, an Ethereum L2 with sub-second finality. Mento stablecoins are fully collateralised and audited.

For institutions

Building with programmable money?

Valescrow is our institutional platform for conditional escrow, settlement automation, and fund allocation. API, SDK, and web portal.

Visit Valescrow β†’

Get TapPay

Download the app and start making payments in under a minute. Available on iOS and Android.

Coming soon to iOS and Android